Estate planning can ensure that your assets are passed on to your heirs in the manner your desire. Each year, a great many Americans pass away without an estate plan or even a Will, which can result in a division of a person’s assets in a manner he or she did not expect, as well as probate difficulties. But estate planning concerns more than just matters after one passes away; lifetime issues such as disability planning and providing for a child’s college education can also be addressed. Similarly, estate planning need not pertain only to personal matters; many people include succession planning for their small business in their estate plan. By planning now for your later years and your passing, you can ensure that your affairs are settled in the manner that is most beneficial to your heirs.